A gift card, also known as a prepaid debit card, is a pleasure to receive as a gift. These are great gifts because they give the recipient more freedom as to which particular product he will buy. And they are much more interesting to receive as gifts than cash.
If you received one of these wonderful cards in the last days or weeks, or if you plan to give it to someone you know and care about, you may wonder how people use them.
Learn how to use a gift card with these five tips:
- Determine if it is from a credit card or target brand:
In general, there are two main types of gift cards. The first type is sometimes called a prepaid credit card or prepaid debit card. They bear the logo of one of the largest credit card issuing organizations such as American Express, Visa, Discover or MasterCard. You can use them as with a regular credit or debit card, and they look just like your more traditional cousins for the casual observer.
The second type of gift card is issued by popular online stores, department stores, and restaurants. In the case of these cards, they will be used only for the purchase of goods of a certain brand or company represented by the issuer.
- For online purchases when using a type of credit card, select the credit card option, the symbol of which is displayed on the card:
If you have a gift card with an important credit card symbol, simply visit any website that accepts this card as a payment method (most do). Then, when you leave, just enter the card number, as if it were a regular credit card.
- For online purchases on sites of specific brands in the payment process, you will see a gift card option:
On the other hand, if you have a card that is marked as the product of a particular company or brand, go to its website, select the product and complete the payment process with a payment card.
- If you lose your gift card, immediately inform about its theft:
There is a balance on your card until you spend the entire initial amount. Although most of these types of cards do not require a user to enter a password, in all cases the issuer will keep track of its balance. You can find out the mastercard gift card balance by calling a special toll free number or by visiting online.
- Some cards may be filled out or replenished with a cost:
Once your card balance has been used up, you are done with the card. In some cases, the issuer will allow you to replenish or replenish a card with a higher value, either online or by phone. However, many do not. In that case, just throw it away.